At the bank

English Learning Content: At the Bank

Dialogue

Alice: Oh, hi Bob! Fancy seeing you here. I’m trying to deposit some money.

Bob: Alice! What a surprise! You look a bit lost, though. Is everything okay?

Alice: Well, I need to deposit money, but this machine looks like a robot from the future.

Bob: (chuckles) That’s the ATM, Alice. For depositing, you usually need to go inside or use the deposit function if it has one.

Alice: Inside? But there’s a huge line! Can’t I just throw the money into that slot? (points to a random slot)

Bob: (laughs loudly) No, Alice, please don’t! That’s probably for mail. We need to get a deposit slip or use the teller.

Alice: A deposit slip? Is it a secret handshake for the money?

Bob: (shaking his head, smiling) Not exactly. It’s a small paper form. You write your account number and the amount. Come on, I’ll show you.

Alice: Okay, Mr. Banking Expert. Lead the way! Is it in that pile of pens?

Bob: (sighs dramatically) No, it’s usually near the counter. Ah, here we go. See?

Alice: Oh! It’s so small. My handwriting is terrible. What if they can’t read “fifty dollars”?

Bob: They’ll figure it out. Just write clearly. And make sure your account number is correct.

Alice: Okay, okay. Done! Now, do I give it to the robot or the person with the nice smile?

Bob: The person with the nice smile, Alice. That’s the bank teller.

Alice: Thank goodness! She looks much friendlier than the money-eating robot. Thanks, Bob! You saved me from a banking disaster!

Bob: Any time, Alice. Now, how about we get out of this financial jungle and grab some coffee?

Alice: Sounds like a brilliant plan! My brain needs a break from numbers.

Current Situation

Going to the bank is a common activity for many people. Banks are places where you can keep your money safe, manage your finances, and get financial help.

When you go to a bank, you might need to:

  • Deposit money: Put money into your account.
  • Withdraw money: Take money out of your account.
  • Check your balance: Find out how much money is in your account.
  • Open an account: Start a new bank account (like a savings or checking account).
  • Talk to a bank teller: A person who works at the bank and helps customers with their transactions.
  • Use an ATM: An Automated Teller Machine, a machine where you can do basic bank tasks like withdrawing cash or checking your balance without talking to a person.

Knowing these basic terms and procedures can make your visit to the bank much easier!

Key Phrases

  • Deposit money: To put money into your bank account.
    • Example: “I need to deposit money into my savings account.”
  • Withdraw money: To take money out of your bank account.
    • Example: “I want to withdraw money for the weekend.”
  • ATM (Automated Teller Machine): A machine used to do basic banking tasks.
    • Example: “I usually use the ATM to get cash.”
  • Bank teller: A person who works at the bank and helps customers.
    • Example: “The bank teller helped me with my transaction.”
  • Account number: A unique number that identifies your bank account.
    • Example: “Don’t forget to write your account number on the deposit slip.”
  • Deposit slip: A small paper form you fill out to deposit money.
    • Example: “Can I have a deposit slip, please?”
  • Open an account: To start a new bank account.
    • Example: “I want to open a new account for my business.”
  • Check balance: To find out how much money is in your account.
    • Example: “I need to check my balance before I go shopping.”

Grammar Points

  • “Need to” + verb:

    We use “need to” to express necessity or something you have to do.

    • Example: “I need to deposit money.” (It’s necessary for me to do this.)
    • Example: “You need to get a deposit slip.” (You must do this.)
  • Imperatives (Commands/Instructions):

    We use the base form of the verb to give commands, instructions, or advice. There is no subject (like “you”).

    • Example:Write clearly.” (Instruction)
    • Example:Come on.” (Encouragement/Command)
    • Example:Make sure your account number is correct.” (Instruction/Advice)
  • Simple Present Tense:

    Used for habitual actions, facts, or things that are generally true.

    • Example: “That is the ATM.” (A fact)
    • Example: “She looks friendly.” (A general observation)
    • Example: “You usually need to go inside.” (A general procedure)
  • Question Words (What, Where, How):

    Used to ask for specific information.

    • What: Asks about a thing or action. Example:What do I do?”
    • Where: Asks about a place. Example:Where is the deposit slip?”
    • How: Asks about the manner or method. Example:How about we get coffee?”

Practice Exercises

Exercise 1: Fill in the Blanks

Use the correct phrase from the box: deposit money, ATM, bank teller, account number, withdraw money

  1. I need to ______ to pay my rent.
  2. You can get cash from the ______ 24 hours a day.
  3. Please write your ______ on the form.
  4. The ______ helped me open a new account.
  5. I want to ______ into my savings account.

Exercise 2: Choose the Correct Word

Circle or underline the best word to complete the sentence.

  1. I need to (deposit / withdraw) $500 from my savings to pay bills.
  2. Can I have a (deposit slip / account number) to put money in?
  3. The (ATM / teller) is a person who works at the bank.
  4. I want to (open / close) an account.

Exercise 3: Make a Sentence

Use “I need to…” or “Can I…” with the given words to make a sentence.

  1. (check / balance)
  2. (withdraw / cash)
  3. (open / account)
  4. (find / ATM)

Answers

Exercise 1: Fill in the Blanks

  1. withdraw money
  2. ATM
  3. account number
  4. bank teller
  5. deposit money

Exercise 2: Choose the Correct Word

  1. withdraw
  2. deposit slip
  3. teller
  4. open

Exercise 3: Make a Sentence (Possible answers)

  1. I need to check my balance.
  2. Can I withdraw some cash?
  3. I need to open an account.
  4. Can I find an ATM? (or I need to find an ATM.)

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